Why Money Matters

Rubbing Pennies started as a personal challenge to save $10,000 in one calendar year. As a young couple, we (Ian and Jen) know how important it is to live within your means, avoid acquiring a lot of debt and have a healthy financial cushion to fall on in case of emergency. On April 10, 2010, we set out on the journey of marriage with two steady incomes, a newly purchased home, one vehicle payment, and a very modest savings account. In an effort to beef up our piggy bank, we launched Rubbing Pennies in January 2012. This is our story of how we love the life we live, and how we can afford it.

Thursday, March 15, 2012

Pick a Charity

   It seems like everywhere you go now, someone is asking you for a donation. For this or that charity, non-profit organization, 5K run, etc. Giving to every one that asks can drain your wallet fast. In one day, I had 3 solicitations - one for the March of Dimes at Publix, one for a charity that Arby's supports, and another one from a coworker selling tickets for his kid's school fundraiser. All of them, I'm sure, are worthy causes. But I simply cannot afford to support them all! So, I choose one.

   My non-profit of choice happens to be the ARC Marion, a center for developmentally disabled persons that offers services for toddlers all the way to adults. They have an early intervention program for young ones, all kinds of advocacy resources to help develop skills and characteristics, an adult day training program that teaches real world work skills, and they also have group homes with 24/7 care. I am currently a board member with ARC Marion and so that is where I focus my funds available for charities/non-profits.
   Another way to support local charities without draining your wallet is to look for fundraisers you can benefit from. If a group is holding a speghetti dinner for $5, and you love spaghetti and you would have to buy something for dinner anyway....go to the fundraiser. Two birds, one stone. If you eat at Sonny's a lot, and your friend's kid is selling tickets for a meal at Sonny's....buy the ticket that helps his cause - you would spend $8 or more there anyway. Tonight, I am attending a PACE Center for Girls fashion show fundraiser. There will be food and drinks, raffles, and donated dresses will be for sale too. I just so happen to need a dress for an upcoming wedding. Why not check out this fundraiser to find an inexpensive dress for myself and help an organization I support while I'm at it?!
   If you wish to give back, but you're limited as to how much you can give, it is okay to pick one to support consistantly and say no to the rest. If you can't affor to give money at all, but still want to be involved and contribute, volunteer! There are dozens of organizations in your town that need hands and hearts to get their word out, accomplish their goals and make progress with their cause. Give your time if you can't give money!

1 comment:

  1. I love this, Jen... thank you for including ARC Marion!

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