Here is an article I found in the Sun-Sentinel about savings, emergency funds and retirement savings. It includes a few studies done lately on Americans and how the economy has made it hard to save. But we must be vigilant!! Every penny counts.
http://www.sun-sentinel.com/business/blogs/money-sense/sfl-not-saving-enough-20120222,0,400135.story
Here's another link - 6 Ways to Cut Back to Save $4K a Year. Sound familiar? :)
http://www.sun-sentinel.com/business/blogs/money-sense/sfl-6-ways-cut-back-to-save-at-least-3k-a-year-20120109,0,3925213.story
Why Money Matters
Rubbing Pennies started as a personal challenge to save $10,000 in one calendar year. As a young couple, we (Ian and Jen) know how important it is to live within your means, avoid acquiring a lot of debt and have a healthy financial cushion to fall on in case of emergency. On April 10, 2010, we set out on the journey of marriage with two steady incomes, a newly purchased home, one vehicle payment, and a very modest savings account. In an effort to beef up our piggy bank, we launched Rubbing Pennies in January 2012. This is our story of how we love the life we live, and how we can afford it.
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